Terms & Conditions

1. General Terms
These Terms & Conditions govern your use of our website and services. By accessing our site, you agree to these rules. They ensure mutual understanding and clarify expectations. You are encouraged to read them carefully. Your continued use implies acceptance.

2. Service Scope
Our services include educational seminars on financial literacy. We aim to provide useful, non-promotional content. Seminar content is designed for general educational use. We do not provide personal financial advice. Participation is voluntary and self-directed.

3. User Obligations
Users agree to provide accurate information when completing forms. You are responsible for the information you submit. Misuse of our content or systems is not allowed. Accessing our website for unlawful purposes is strictly prohibited. Respect for the platform and others is expected.

4. Intellectual Property
All content on the site belongs to YourBudgetGenius. This includes text, graphics, and materials. You may not reproduce or distribute this content without permission. Limited personal use is allowed. Unauthorized commercial use is not permitted.

5. Availability
We strive to ensure the website is always accessible. However, service may be interrupted for maintenance or updates. We are not liable for temporary downtime. Functionality may also depend on third-party tools. We appreciate your understanding during updates.

6. Registration Policy
Seminar participation may require registration. Forms must be completed fully and accurately. We reserve the right to reject incomplete or suspicious submissions. All details will be handled respectfully. Confirmation will be sent after processing.

7. Liability Disclaimer
All content is provided “as is” for educational purposes. We make no warranties regarding outcomes or accuracy. Users must assess content relevance to their personal needs. We are not responsible for decisions made based on our materials. Use of content is at your own discretion.

8. External Links
Our website may include links to external sites. These are provided for convenience only. We are not responsible for third-party content or policies. Users should consult those sources directly. Linking does not imply endorsement.

9. Policy Modifications
We may revise these terms as needed. Updates will reflect service improvements or compliance. Changes are effective once published on the site. We recommend checking the page regularly. Continued use means you agree to the updates.

10. Contact Information
For questions about these Terms & Conditions, contact:

Email: support@yourbudgetgenius.com

Phone: +27 10 109 3467

Address: Panorama Shop and Leisure Centre, Kliprivierrylaan, Mulbarton, Johannesburg-Suid, 2059, South Africa